Physician Benefits Summary


401(a) Retirement Plan provides discretionary employer contributions

  • Eligible upon completion of one year of service and 1,000 hours worked
  • Fully vested after 5 years of employment
  • Employees can self-direct investments or choose from a menu of funds

403(b) Employee Savings Plan allows employees to make contributions

  • Eligible immediately upon hire
  • Contributions can be made up to the IRS allowable maximum
  • Option to elect contributions pre-tax, post-tax (ROTH), or a combination of the two
  • Employees are always 100% vested in their contributions
  • Employees can self-direct investments or choose from a menu of funds

457(b) Deferred Compensation Savings Plan allows physicians to save more for retirement through pre-tax payroll deductions

  • Contributions can be made up to the IRS allowable maximum

Health Benefits

Health Plan

  • Holzer offers a PPO health plan through MedBen; Holzer pays approximately 80% of the premium. Employee portion ranges from $148 per month for employee-only coverage to $564 per month for family coverage.
  • Employees who have Holzer's MedBen Plan (or a comparable insurance plan) are eligible for discounts on outpatient services - 100% after insurance for employees, spouse and dependent children.

Dental Options

  • Option 1 provides preventive and basic services at a lower monthly premium. Best for individuals/families who need little to no dental care outside of their oral exams and cleaning.
  • Option 2 covers major services in addition to preventive and basic for a higher premium.


  • Provided by VSP with access to a nationwide network.

Life, Disability, and Long-Term Care Plans

Employer Paid Basic Life and Accidental Death and Dismemberment (AD&D)

  • Holzer provides coverage in the amount of $300,000

Employer Paid Short-Term Disability (STD)

  • Beginning on the 11th calendar day off work, 100% of pay for 30 calendar days. Physician must use available ATO days for each day missed, with the exception of maternity leave

Employer Paid Long-Term Disability (LTD)

  • Holzer pays a premium for a benefit of 60% of salary to a maximum benefit of $7,000 per month starting the 91st calendar day off work

Long-Term Care Insurance

  • Physician may elect to purchase long-term care insurance for self and/or spouse, parents, grandparents, siblings, in-laws, and adult children

Buy-Up Options

  • Supplemental Employee and Spouse Life Plans
  • Supplemental Child Life
  • Additional $3,000 per month maximum LTD coverage

Other Benefits

Full Suite of Voluntary Benefits

  • Flexible Spending Accounts for Health Care and Dependent Care
  • Accident Insurance
  • Critical Illness Insurance
  • Individual Short-Term Disability Insurance
  • Hospital Indemnity Insurance

Time Off

  • 25 days per calendar year for full-time (1.0 FTE) physicians for vacation, sick, or personal time

Continuing Medical Education (CME)

  • Reimbursed up to $2,000 per contract year for continuing medical education and other eligible expenses
  • Receive up to 5 days off per calendar year

Support for Board Certification/Re-Certification

  • Reimbursed up to $1,500 (once per testing cycle) for board certification or re-certification testing fees
  • Receive up to 8 days off (once per testing cycle) for board study

Licensure and DEA Reimbursement

  • Holzer reimburses physicians for medical licensure and DEA renewals (initial cost is the responsibility of the employee)

Join Our Team!

If you are interested in an opportunity with Holzer, fill out the form in the Contact Us link below, email your CV to, or call 740-446-5782.

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